Dear valued readers,
Internal communication, an integral part of which is this bulletin, is key for TBI Bank. We will be presenting you with information in an accessible and easy to understand manner as we keep you informed on the bank’s positioning, latest projects and campaigns as well as share with you the profiles of key collegues from various departments, and ensure you are updated on employees’ social benefits. We welcome your feedback about this newsletter, therefore kindly share your thoughts with us at tbi.inside@tbibank.bg.

Best regards,
Desislava Mihova
Internal communication manager
HR Team


4finance reports results for the three months of 2017 Revenue up 16%, profit before tax eur 17.0 million

End of May, 4finance announced unaudited consolidated results for the three months ending 31 March 2017

George Georgakopoulos, CEO of 4finance,

commented: "With revenue growth of 16% and profit before tax of EUR 17.0 million, our first quarter performance showed the benefits of our diversification. "TBI Bank continues to contribute positively to 4finance, with deposit and loan growth seen in the consumer business and encouraging progress in our strategic initiatives to bring additional products and lower funding cost to our online business. "It has been a very active start to 2017 for 4finance. Our focus on credit quality continues to improve our results. We expect the benefits of our cost efficiency drive to be reflected later in the year. Our strategy remains firmly multi-market and multi-product as we continue to expand our sustainable, diversified business."

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Interview with Alexandros Tsitsos, Head of Communications

“I do not know if I chose my profession or the profession chose me”

Alexandros, tell us more about yourself, where do you come from, what’s your background? I was born in the land of Homer and the Gods of Mount Olympus, famous for its numerous islands, endless beaches, azure sea, olives, and its rich history. For some it is Paradise, for me it is just Greece. I arrived in Bulgaria 22 years ago to realize my childhood dream and become an archaeologist, but I discovered that fate had other plans. In the last 13 years I have been working in the field of marketing communications.

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Welcome Andreas Down, our new Chief Information Officer

“I am CIO by passion, I love my work.”

Welcome Andreas! Our Chief Information Officer is a  German citizen with over 25 years Banking IT experience, last 7 years of which as Chief Technology Officer (CTO) and Chief Information Officer (CIO) at the first real EU FinTech Bank Fidor in Germany – creating better banking for a digital world. Andreas’department will be supporting the Business in all terms of needed IT Systems. His challenge is to manage the ongoing and upcoming digital transformation and set up a highly scalable, secure and inspiring confidence digital IT Environment for our customers and employees. His team will be doing the right things so that TBI Bank becomes a leader in digital lending.

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In Focus

Gallery Thumb 1 Gallery Thumb 2

Be active with TBI Bank!

1x Scooter

1500x beach towels

2000x games 2in1

4000x T-Shirts

This summer will be under the slogan "Be Active with TBI Bank"!

This is also the motto of the new marketing campaign we launched for our individuals customers, that utilise TBI Bank’s consumer and targeted financing. It will be active during all of the summer period - from 12th June to 31st August 2017. The focus will be “Installment gratis" because we believe that it is important for customers to enjoy their summer holidays before their first installment! We also have a variety of summer rewards for our customers who have signed a financing contract with TBI Bank - beach towels, 2-in-1 wooden games and T-shirts. And a lucky one among all will have the chance to win a scooter. We have also thought of our best seller! Any sales person may join the special summer business competition, and at the end of the campaign, a scooter will be given in a lottery. You can get more information for the participation rules from your direct manager or the Retail Banking Department.


Name this Newsletter and become its name giver!

This is your newsletter and you, the creative people here are the ones to give it a name.
So, we are announcing our newsletter naming contest!
You may send more than one suggested newsletter name.
The name should have some significance for the reader, so a suggested name plus a tag line that helps define the purpose could be provided.
For example:
News Digest: know the latest updates from all across TBI Bank
(Tip, don’t enter this name).
A committee will pick the top 5 names and you’ll have another 2 weeks to vote for your favorite one - the grand prize winning newsletter name.
Send us your suggested newsletter name by 5th July 2017 at tbi.inside@tbibank.bg

For you

MultiSport Cards & Specialized dentist help


MultiSport cards – active and healthy lifestyle

We believe that healthy and active lifestyle matters!

About MultiSport
MultiSport is an employee benefit program that grants an access to hundreds of different gyms, studios and swimming pools in whole Bulgaria.
It is a card based on monthly subscription that allows users to use any facility in our network, one activity per day.
How it works for us
Еach employee is eligible for request of a MultiSport card for himself and for one accompanying person (after age 18) before the 22nd of each month.
The price of the card/the 2 cards is deducted from your salary and new prices are being negotiated at the moment.
To request or terminate a card, you must complete a declaration (found in intranet CLICK and send it to hr@tbibank.bg
If you terminate your employee's card, you also automatically stop the one of your accompanying person.
Where It is a single card that gives you unlimited access to 460+ sports facilities throughout the country. Find your workout, choose from the best facilities throughout the country HERE
Digitalisation of your request At the moment, our colleagues from the Project management team are developing a new ticket in the HelpDesk system for the MultiSports cards. You will soon be able to quickly and easily request or track the status of your card. Until then, please send your inquiries to the following e-mail address hr@tbibank.bg


You need a specialized dentist help?

Where your smile is a mission!

Take advantage of the special offer for all our employees:
• Free medical check-up
• Free treatment plan for complex cases
• 15% discount on all services

Learn More

We’ll Be Back in July
Our next issue will be in July when we’ll announce the newsletter name and the contest winner!s